Homeowner’s insurance covers your personal property and personal liability in case of lawsuits arising from things that happen on your property.
Most lenders require homeowner’s insurance to obtain a mortgage.
Personal property should be insured for its replacement value.
A thorough and up-to-date inventory can aid replacement in case of fire, flood, or theft.
Save money by researching various insurance providers to see which is best for you and your needs.
The higher your deductible, the lower your premium. Make sure you have enough insurance, but not more than you need.
Insuring your home and your auto with the same agency can result in discounts. Having some security systems in place can qualify you for more.
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